3% cash back
On insurance premium payments, up to $4,000 spent annually.2
2% cash back
Earn 2% cash back at gas stations, drug stores, grocery stores and on dining, including takeout and food delivery services.
1% cash back
All other eligible purchases.
No annual fee
Enjoy all of these benefits with no annual fee, view full terms and conditions.
Auto deductible reimbursement
Cut down on unexpected expenses. You can get reimbursed up to $200 of your auto policy deductibe when you experience a covered loss, if you make a minimum of 8 net purchases in the prior month.3
Cell phone protection
Protect your cell phone every time you pay your bill. Your eligible cell phone can be reimbursed up to $600 in the event it is stolen or damaged when you pay your monthly cell phone bill.4
ID Navigator Powered by NortonLifeLock
ID Navigator powered by NortonLifeLock provides you with tools so you can act quickly if your identity is threatened.5
Safeguard your new item against theft or damage for the first 90 days from the date of purchase with Purchase Security, available when you pay with your covered card.4
U.S. Bank may change APRs, fees and other account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.
The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.
The creditor and issuer of this credit card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc. State Farm and the State Farm logo are registered trademarks of State Farm Mutual Automobile Insurance Company.
* The APR may vary and as of 04-14-2021, the variable APR for Purchases and Balance Transfers is % - %, view full terms and conditions (based on your creditworthiness). The variable APR for Cash Advances is 25.99%. Cash Advance fee: 5% of each advance amount, $10 minimum. Convenience Check fee: 3% of each check amount, $5 minimum. Cash Equivalent fee: 5% of each cash amount, $20 minimum. Balance Transfer fee: 3% of each transfer amount, $5 minimum. There is a $2 minimum interest charge where interest is due. The annual fee is $0. Foreign Transaction fee: 3% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars and each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. We may change APRs, fees, and other Account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.
Return to content, Footnote 1
Offer applies only to new State Farm Premier Cash Rewards Card accounts. First year double cash back will be awarded as a one-time match of the cash back rewards earned on net purchases (purchases minus credits and returns) during the first year of the account, up to $300. Double cash back will be added to your rewards balance 8-10 weeks after the account opening first anniversary date. Account must be open, have available credit, and be current (no minimum payment past due) to qualify. Some restrictions may apply. For program rules and details, refer to the Cardmember Agreement or log in to your account at usbank.com and click on Rewards & Benefits.
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Cash back is only earned on eligible Net Purchases. Net Purchases are Purchases minus credits and returns. Not all transactions are eligible for cash back, such as Advances, Balance Transfers and Convenience Checks. Upon approval, please refer to the Program Rules in the online Rewards Center at usbank.com or the materials sent with your new card for details. Account must be open and current (no past due Minimum Payment) on the closing date of the billing cycle in order to earn and redeem cash back. Merchants are identified by a merchant category code that is not established by U.S. Bank. A Purchase will not earn cash back if the merchant’s category code is ineligible. You will earn 3% cash back for every $1 of the first $4,000 spent per calendar year on Purchases classified as insurance and 1% cash back after that. You will earn 2% cash back for every $1 spent on Purchases at merchants classified as gas stations, restaurants, fast-food restaurants, bars, grocery stores, food delivery services and drug stores. You will earn 1% cash back for every $1 on all other eligible Purchases. Cash back is redeemed in the form of a statement credit or a deposit made to a savings or checking account, or as a U.S. Bank Rewards Card ($25 minimum redemption). Purchases at or delivery from discount/retail stores that sell groceries may not qualify for the grocery store or grocery delivery category. Cash Back Rewards will expire at 11:00 p.m. Central Time on the end of the calendar quarter, that is three (3) years from the date on which they were earned.
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Auto Deductible Reimbursement can reimburse eligible State Farm Visa Credit Card Cardmembers for all or a portion of their auto policy deductible due to a loss which is covered under an auto policy in which the cardmember appears as a named insured or additional driver. Only cardmembers may claim Auto Deductible Reimbursement. The maximum benefit limit is up to two hundred dollars ($200) per occurrence and one (1) claim per 12-month period. This benefit is only available during any calendar month after which the cardmember has made eight (8) or more net purchases (number of purchase transactions minus number of credits and returns, including partial returns) to their eligible State Farm Visa Credit Card account during the previous calendar month. This benefit does not cover commercial vehicles and certain other vehicles such as motorcycles and recreational vehicles. This benefit is not available for residents of New York and as otherwise prohibited by law. Certain terms, conditions and exclusions apply. For complete details, please refer to your Guide to Benefits.
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Certain terms, conditions and exclusions apply. In order for coverage to apply for Purchase Security, you must use your covered State Farm Credit Card to secure transactions. In order for coverage to apply for Cell Phone Protection, you must pay your eligible cellular wireless bill with your covered State Farm Credit Card. Upon approval, please refer to your Guide to Benefits for further details and full terms and conditions.
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No one can prevent all identity theft.