3% cash back
On insurance premium payments, up to $4,000 spent annually.2
2% cash back
Earn 2% cash back at gas stations, drug stores, grocery stores and on dining, including takeout and food delivery services.
1% cash back
All other eligible purchases.
No annual fee
Enjoy all of these benefits with no annual fee, view full terms and conditions.
Cell phone protection
Protect your cell phone every time you pay your bill. Your eligible cell phone can be reimbursed up to $600 in the event it is stolen or damaged when you pay your monthly cell phone bill.3
ID Navigator Powered by NortonLifeLock
ID Navigator powered by NortonLifeLock provides you with tools so you can act quickly if your identity is threatened.4
Safeguard your new item against theft or damage for the first 90 days from the date of purchase with Purchase Security, available when you pay with your covered card.3
Auto rental collision damage waiver
Count on built-in auto rental coverage. Save money by saying no at the counter – rent with your card and get built-in Auto Rental Coverage.3
U.S. Bank may change APRs, fees and other account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.
The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.
The creditor and issuer of this credit card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc. State Farm and the State Farm logo are registered trademarks of State Farm Mutual Automobile Insurance Company.
* The APR may vary and as of 04-14-2021, the variable APR for Purchases and Balance Transfers is % - %, view full terms and conditions (based on your creditworthiness). The variable APR for Cash Advances is 25.99%. Cash Advance fee: 5% of each advance amount, $10 minimum. Convenience Check fee: 3% of each check amount, $5 minimum. Cash Equivalent fee: 5% of each cash amount, $20 minimum. Balance Transfer fee: 3% of each transfer amount, $5 minimum. There is a $2 minimum interest charge where interest is due. The annual fee is $0. Foreign Transaction fee: 3% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars and each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. We may change APRs, fees, and other Account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.
Offer applies only to new State Farm Premier Cash Rewards Card accounts. First year double cash back will be awarded as a one-time match of the cash back rewards earned on net purchases (purchases minus credits and returns) during the first year of the account, up to $300. Double cash back will be added to your rewards balance 8-10 weeks after the account opening first anniversary date. Account must be open, have available credit, and be current (no minimum payment past due) to qualify. Some restrictions may apply. For program rules and details, refer to the Cardmember Agreement or log in to your account at usbank.com and click on Rewards & Benefits.Return to content, Footnote 1
Cash back is only earned on eligible Net Purchases. Net Purchases are Purchases minus credits and returns. Not all transactions are eligible for cash back, such as Advances, Balance Transfers and Convenience Checks. Upon approval, please refer to the Program Rules in the online Rewards Center at usbank.com or the materials sent with your new card for details. Account must be open and current (no past due Minimum Payment) on the closing date of the billing cycle in order to earn and redeem cash back. Merchants are identified by a merchant category code that is not established by U.S. Bank. A Purchase will not earn cash back if the merchant’s category code is ineligible. You will earn 3% cash back for every $1 of the first $4,000 spent per calendar year on Purchases classified as insurance and 1% cash back after that. You will earn 2% cash back for every $1 spent on Purchases at merchants classified as gas stations, restaurants, fast-food restaurants, bars, grocery stores, food delivery services and drug stores. You will earn 1% cash back for every $1 on all other eligible Purchases. Cash back is redeemed in the form of a statement credit or a deposit made to a savings or checking account, or as a U.S. Bank Rewards Card ($25 minimum redemption). Purchases at or delivery from discount/retail stores that sell groceries may not qualify for the grocery store or grocery delivery category. Cash Back Rewards will expire at 11:00 p.m. Central Time on the end of the calendar quarter, that is three (3) years from the date on which they were earned.Return to content, Footnote 2
Certain terms, conditions and exclusions apply. In order for coverage to apply for Auto Rental Collision Damage Waiver & Purchase Security, you must use your covered State Farm Credit Card to secure transactions. In order for coverage to apply for Cell Phone Protection, you must pay your eligible cellular wireless bill with your covered State Farm Credit Card. Upon approval, please refer to your Guide to Benefits for further details and full terms and conditions.Return to content, Footnote 3
No one can prevent all identity theft.Return to content, Footnote 4