Grow your money with a term length that works for you.
Saving is simple with competitive rates and a guaranteed rate of return1. Apply individually or jointly.
Certificate of Deposit (CD)
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Flexible
When it comes to term lengths, this CD is flexible. You can go as short as three months to as long as five years.
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Lower minimum deposit compared to CD Special
You only need a $500 opening deposit for this standard CD. -
Guaranteed return
Once you choose the term length and rate, that rate is guaranteed to last throughout the duration of your term.1
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FDIC-insured
All U.S. Bank CDs are FDIC-insured to the maximum permitted by law.
Terms and annual percentage yield (APY)
You can deposit between $500 and $250,000.2 Our standard Jumbo Certificates of Deposit allow you to deposit $250,000 or greater. Annual percentage yield (APY) and interest rates effective mm/dd/yy for County, State (Change)
Standard CD rates
How much can you earn?
Simply choose your CD, your opening deposit and your term length. We’ll do the calculating. Annual percentage yield (APY) and interest rates effective mm/dd/yy for County, State (Change)
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Return to content, Footnote 1
Offer good for the initial term only. CD is automatically renewed for the same term. The rate is determined based on the published rate for the CD, excluding CD Specials, that is closest to but not exceeding the term of the CD. Advertised rate and APY are offered at the bank’s discretion and may change daily.
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Return to content, Footnote 2
$500 minimum opening deposit up to a maximum of $250,000.
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Return to content, Footnote 3
Annual Percentage Yield (APY) assumes principal and interest remain on deposit for the term of the certificate. All interest payments for the APY will be made at the end of the term or annually, whichever occurs first. Penalty will be imposed for early withdrawal. Fees could reduce earning on the account.
Deposit products are offered by U.S. Bank National Association. Member FDIC.
U.S. Bank