Today's Elite Money Market rates

Annual percentage yield (APY) and interest rates effective mm/dd/yy for County, State (Change)

Daily balance2 APY Interest rate


High yield savings account features

With accessible branch and ATM options, we make banking easier and more convenient than ever!
Start saving with an Elite Money Market Savings Account. Valuable features include:

$0 monthly maintenance fee to start for State Farm customers1

No monthly maintenance fee for first 12 months. Or enjoy, no Monthly Maintenance Fee when you are automatically enrolled in Smart Rewards® with a U.S. Bank Smartly® Checking account.

Mobile and online banking

Secure access to your account makes it easy to stay in control of your finances, whenever you are online.


Free. Efficient. Secure. e-statements get the important information to you in a quick and secure way. You don’t have to wait for U.S. Mail and you don't have to worry about the statement getting lost or stolen. Best of all, e-statements are free.

Check writing privileges

Enjoy the convenience of check-writing access.

Overdraft protection

Your savings account can be used as Overdraft Protection for a U.S. Bank Checking account.

No ATM Transaction fees at U.S. Bank ATMs

As a U.S. Bank customer, you have access to one of the largest ATM networks in America.

Account alerts

Receive email or text message reminders about important activity that you request.

Get an account.

Minimum opening deposit

Get started with as little as $100.

Monthly maintenance fee

After the first 12 months, your low monthly maintenance fee is $10.

You can waive the monthly maintenance fee after 12 months by maintaining a $10,000 minimum daily ledger balance.3

Your Monthly Maintenance Fee can also be waived with your automatic enrollment in Smart Rewards® with a U.S. Bank Smartly® Checking account

Terms and conditions

How to apply

Apply online for our Elite Money Market Account. It’s secure and takes less than ten minutes to complete your application and get a decision.

Getting started

To apply online, you’ll need:

  • Your Social Security number or Individual Taxpayer Identification Number
  • Your driver’s license, State ID or Military ID
  • To be at least 18 years old and a legal U.S. resident

Apply today

  • Enter your personal information
  • Provide details about your account(s)
  • Verify your application data

Submit and you’re all set.