3% cash back

On insurance premium payments, up to $4,000 spent annually.2

2% cash back

At gas stations and electric vehicle charging stations, drug stores, grocery stores and on dining. 1% cash back on all other eligible purchases.

No annual fee

Enjoy all of these benefits, with
no annual fee.

Here's how it works

  • Set your credit limit

    Start with a deposit between $300 and $5,000. Your deposit is held in a secured savings account. Your card limit is the same amount as your security deposit.

  • Build your credit

    Spend within your credit limit and pay your bill when it’s due. Over time, this will help build your credit and you may be able to automatically graduate to the State Farm® Premier Cash Rewards Visa Signature® Card.

Additional benefits3

  • Dovly Uplift™

    Combine advanced credit tools and a proprietary algorithm to help raise your score and maximize your money.

  • ID Navigator Powered by NortonLifeLock

    ID Navigator Powered by Norton LifeLock provides you with tools so you can act quickly if your identity is threatened.

  • Roadside Dispatch®

    Depend on emergency roadside assistance. Call on Roadside Dispatch® whenever you’re in need of a tow – available to eligible card members 24/7 with no membership required.