3% cash back
On insurance premium payments, up to $4,000 spent annually.2
2% cash back
At gas stations and electric vehicle charging stations, drug stores, grocery stores and on dining. 1% cash back on all other eligible purchases.
No annual fee
Enjoy all of these benefits, with
no annual fee.
Here's how it works
Set your credit limit
Start with a deposit between $300 and $5,000. Your deposit is held in a secured savings account. Your card limit is the same amount as your security deposit.
Build your credit
Spend within your credit limit and pay your bill when it’s due. Over time, this will help build your credit and you may be able to automatically graduate to the State Farm® Premier Cash Rewards Visa Signature® Card.
Combine advanced credit tools and a proprietary algorithm to help raise your score and maximize your money.
ID Navigator Powered by NortonLifeLock
ID Navigator Powered by Norton LifeLock provides you with tools so you can act quickly if your identity is threatened.
Depend on emergency roadside assistance. Call on Roadside Dispatch® whenever you’re in need of a tow – available to eligible card members 24/7 with no membership required.
Frequently Asked Questions
U.S. Bank may change APRs, fees and other account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.
The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.
The creditor and issuer of this credit card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc. State Farm and the State Farm logo are registered trademarks of State Farm Mutual Automobile Insurance Company.
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Late payments and going over the credit limit may damage your credit history.
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Cash back is only earned on eligible Net Purchases. Net Purchases are Purchases minus credits and returns. Not all transactions are eligible for cash back, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details. Account must be open and current (no past due Minimum Payment) on the closing date of the billing cycle in order to earn and redeem cash back. Purchases qualify for Cash back based on how merchants choose to classify their business and we reserve the right to determine which purchases qualify. A Purchase will not earn cash back if the merchant’s category code is ineligible. You will earn 3% cash back for every $1 of the first $4,000 spent per calendar year on Purchases classified as insurance and 1% cash back after that. You will earn 2% cash back for every $1 spent on Purchases at merchants classified as gas stations, electric vehicle charging stations, restaurants, fast-food restaurants, bars, grocery stores, food delivery services and drug stores. You will earn 1% cash back for every $1 on all other eligible Purchases. Purchases at or delivery from discount/retail stores that sell groceries may not qualify for the grocery store or grocery delivery category. Cash back is redeemed in the form of a statement credit or a deposit made to a savings or checking account, or as a U.S. Bank Rewards Card ($25 minimum redemption). Subject to applicable law, cash back rewards will expire at 11:00 p.m. Central Time at the end of the calendar quarter, that is three (3) years from the date on which they were earned.
Return to content, Footnote 3
Roadside Dispatch: Certain terms and conditions apply. ID Navigator Powered by NortonLifeLock: No one can prevent all identity theft. Dovly Uplift: While Dovly’s platform is designed to remove inaccuracies from your credit report, every case is different, and not everyone will achieve the same results.