3% cash back

On insurance premium payments, up to $4,000 spent annually.2

2% cash back

At gas stations and electric vehicle charging stations, drug stores, grocery stores and on dining. 1% cash back on all other eligible purchases.

No annual fee

Enjoy all of these benefits, with
no annual fee.

Here's how it works

  • Set your credit limit

    Start with a deposit between $300 and $5,000. Your deposit is held in a secured savings account. Your card limit is the same amount as your security deposit.

  • Build your credit

    Spend within your credit limit and pay your bill when it's due. Over time, this will help to build or re-build good credit.

  • Get your new card

    Once you've built or re-built your credit, you may be able to graduate to the State Farm® Premier Cash Rewards Visa Signature® Card. At that time, your deposit will be returned and you'll be sent a new card.

Additional benefits3

  • Dovly Uplift™

    Combine advanced credit tools and a proprietary algorithm to help raise your score and maximize your money.

  • ID Navigator Powered by NortonLifeLock

    ID Navigator Powered by Norton LifeLock provides you with tools so you can act quickly if your identity is threatened.

  • Roadside Dispatch®

    Depend on emergency roadside assistance. Call on Roadside Dispatch® whenever you’re in need of a tow – available to eligible card members 24/7 with no membership required.