Low intro offer

Receive a 0% Introductory APR*, view full terms and conditions on purchases and balance transfers for 18 billing cycles, view full terms and conditions. After that, a variable APR, currently % - %, view full terms and conditions.

No annual fee

Enjoy all of these benefits with no annual fee, view full terms and conditions.

Auto deductible reimbursement

Cut down on unexpected expenses. You can get reimbursed up to $200 of your auto policy deductible when you experience a covered loss, if you make a minimum of 8 net purchases in the prior month.1

Cell phone protection

Your eligible cell phone can be reimbursed up to $600 in the event it is stolen or damaged when you pay your monthly cell phone bill with your  card.2

Additional benefits

  • Dovly Uplift™

    Combine advanced credit tools and a proprietary algorithm to help raise your score and maximize your money.2

  • Extended warranty

    Add up to an additional year to your qualifying warranty with Extended Warranty Protection, available for purchases made with your covered State Farm Good Neighbor Visa Card.2

  • Roadside Dispatch®

    Rely on emergency roadside assistance Call on Roadside Dispatch® whenever you’re in need of a tow – available to eligible card members 24/7 with no membership required.2

  • Travel and emergency assistance

    Count on emergency assistance while traveling. Call any time for Travel and Emergency Assistance, available for covered State Farm Good Neighbor Visa Card card members from anywhere in the world.

Frequently Asked Questions

Q: What credit score is needed to apply for a State Farm® Visa Credit Card?

A: Credit score requirements vary by product. In general, the State Farm® Visa Credit Card is for established credit with a credit score in the good to excellent range.

Q: How does a credit card work?

A: A credit card allows you to borrow money, with the intention you’ll pay back the lender (your bank) later. While it sounds simple, credit can get complex. Credit cards offer you a line of credit that can be used to make purchases, balance transfers and/or cash advances and requiring that you pay back the loan amount in the future. When using a credit card, you will need to make at least the minimum payment every month by the due date on the balance. If the full balance for purchases is not paid off, interest charges will be applied. Interest charges will be applied from the date of the transaction for balance transfers and/or cash advances.

Q: How can I improve my credit score?

A: Here are two things you can do to build and maintain good credit: 1) Consistently pay your bill on time. 2) Stay below your credit limit.

Q: Does the State Farm® Visa Credit Card offer contactless payment?

A: Yes. The credit cards offer contactless chip technology that allow for enhanced security and touch-free payments, at the millions of retail store locations that accept contactless payments.

Q: Do the State Farm® Visa Credit Cards have an annual fee?

A: No. All U.S. Bank-issued State Farm credit cards have no annual fee.

Q: Do the State Farm® Visa Credit Cards offer a low interest rate?

A: U.S. Bank-issued State Farm credit cards offer competitive interest rates, allowing you to choose a credit card that fits your lifestyle.