Safe Debit Account1 details

Monthly maintenance fee

$4.95
(cannot be waived)

What is a Safe Debit Account?

It’s a check-less checking account, an alternative to traditional checking. Deposits, withdrawals and payments can be made similar to any other U.S. Bank deposit account.

The Safe Debit Account is suitable for those who want a debit card but don’t need to write checks. It is particularly suitable as a joint account with a minor.

Safe Debit Account benefits

Basic banking must-haves

Enjoy a U.S. Bank Visa® Debit Card, mobile and online banking with mobile check deposit,2 bill pay3 and more.

No overdraft fees

With a debit card, you’re less likely to overdraw on your account. But in case you do, there are no overdraft charges.4

Free credit score access5

Take advantage of free access to the TransUnion® CreditView™ Dashboard through online and mobile banking.

  • See your VantageScore® 3.0 credit score and ranking.
  • Use Score Simulator to see an estimated credit score if you take certain credit actions.
  • Find helpful credit education information and resources.

Discounts on money orders

Send money quickly and securely with discounted money orders.

More information

Learn more about additional features and pricing by checking out the following resources:

Open an account online.

It’s fast and easy, typically taking only a few minutes. The Safe Debit account can be opened individually or jointly if you’re 18 years old or over. To open a joint account online, simply select the Joint option when applying.

Note: Applicants ages 14 through 17 may open a Safe Debit account jointly with an adult.

Ready to get started?