Come grow with U.S. Bank.

As a State Farm customer, when you open a U.S. Bank Smartly® Checking account, you’re auto enrolled in the Primary tier of the Smart Rewards® program. No cost and no balance requirements! Move through the four-tiered program as you increase your combined balances. Watch your benefits grow with each tier.

Say farewell to fees.

Pay $0 in Monthly Maintenance Fees.

It’s one of many perks that comes with the Primary tier of the Smart Rewards® program.1

Take advantage of overdraft fee prevention tools.

  • No-fee overdraft protection transfers from a linked deposit account2
  • $50 overdrawn Available Balance safety threshold
  • Overdraft Fee Forgiven3 program

Tap into our ATM network to avoid ATM fees.

  • Pay no ATM transaction fees at U.S. Bank ATMs.
  • Pay no surcharge fees at MoneyPass® Network ATMs. (To find locations, select Show MoneyPass® ATM Network locations in the ATM locator.4)

Teach your kids financial smarts - the fun way.

The Greenlight family app lets you do just that.

  • Create goal setting games.
  • Set up ways for them to earn cash.
  • Give them a debit card that you monitor.
  • Join them in interactive learning games.

Greenlight is complimentary5 for U.S. Bank clients with a Bank Smartly® Checking account or other qualifying account.


Maximize your potential.

Tap into an array of tools, programs and resources that work together to put you - and keep you - on the road to financial wellness.

  • Manage cash easily:

    • Account alerts6 and reminders
    • Balance forecasting
    • Automated budgeting
  • Move money safely:

    • Fast, personal payments with Zelle®7
    • Mobile check deposits8
    • Automated bill pay
    • Contactless payments
  • Save & spend wisely:

    • Personalized financial insights
    • Financial goal setting
    • Tools to automate savings

You deserve the best.

More than one million customers have given the U.S. Bank Mobile App an overall rating of five stars.

Industry experts ranked us #1 for:

  • Best mobile app9
  • Best customer service features10
  • Best mobile check deposit11

Rest easy. We’ve got you covered.

Your money and data are protected:

  • Zero fraud liability 12
  • The industry’s strongest available encryption
  • Security alerts