Farewell fees.

$0 Monthly Maintenance Fees:

State Farm Alliance customers are auto-enrolled into the Primary tier of Smart Rewards™ and the Monthly Maintenance Fee is waived 1.

$0 in Overdraft Fees:

No-fee overdraft protection transfers from a linked deposit account2, $50 overdrawn Available Balance safety threshold Overdraft Fee Forgiven3 program.

$0 in ATM Fees:

No ATM transaction fees or surcharge fees at U.S. Bank and MoneyPass® Network ATMs. (Select Show MoneyPass® ATM Network locations in the ATM locator to find locations.)4

Access Smart RewardsTM

State Farm customers are auto-enrolled into Smart Rewards and can enjoy higher interest rates on savings and generous ATM benefits.

Maximize your potential.

Tap into an array of tools, programs and resources that work together to put you - and keep you - on the road to financial wellness.

  • Manage cash easily:

    • Account alerts5 and reminders
    • Overdraft Fee Forgiven3 & Overdraft protection
    • Balance forecasting
    • Automated budgeting
  • Move money safely:

    • Fast, personal payments with Zelle® 6
    • Mobile check deposits 7
    • Automated bill pay
    • Contactless payments
  • Save & spend wisely:

    • Personalized financial insights
    • Financial goal setting

You deserve the best.

More than one million customers have given the U.S. Bank Mobile App an overall rating of five stars.

Industry experts ranked us #1 for:

  • Best mobile app8
  • Best digital mortgage tools9
  • Best customer service features10
  • Best mobile check deposit11

Rest easy. We’ve got you covered.

Your money and data are protected:

  • Zero fraud liability 12
  • The industry’s strongest available encryption
  • Security alerts