Make your money work harder.
Your Platinum Business Checking features include:
- 550 free transactions per statement cycle 1, 2
- 250 free cash deposits per statement cycle 3
- 50% off first check order up to $100 4
Questions before getting started?
Talk to a U.S. Bank Business Banker by calling 855-625-7354.
Get the $30 monthly maintenance fee waived.
Meet any one of the following criteria:
- U.S. Bank Payment Solutions Merchant Banking
- $25,000 average collected balance
- $75,000 combined average collected business deposits and outstanding business credit balances 5
Bank on the go with these resources.
Mobile & online banking
Set shared access, track balances, view statements, deposit checks easily and more.
Zelle®
Request, receive and send payments with Zelle® to your U.S. Bank business checking account. 6
Bill pay
Manage and pay bills in one secure place with one password.
U.S. Bank Business Visa® debit card
Access one of the largest ATM networks in America, including partner ATMs and the MoneyPass® Network. 7
Not sure? You’ve got options.
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Return to content, Footnote 1
Transactions are $0.40 each once free transactions are surpassed.
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Return to content, Footnote 2
A Transaction includes deposits and other credits, checks paid and other debits, ACH and deposited items, signature and PIN-based purchases made with a U.S. Bank Business debit card. The U.S. Bank Business debit card is issued by U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.
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Return to content, Footnote 3
Cash deposit units are calculated by dividing each cash deposit by 100 and rounding the resulting value to a whole number. To determine rounding, less than $.50/$50 is rounded down and more than or equal to $.50/$50 is rounded up. Any deposit less than $150 equals one unit. Cash unit allowance applicable to all cash deposits in branch and through U.S. Bank partner ATMs, cash unit allowance not applicable to Cash Vault product. After free units per statement cycle the fee is $.33 per unit.
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Return to content, Footnote 4
Discount applicable for first 90 days from business checking account open date and only on business check supplies offered by Deluxe Corporation. Additional shipping fees may apply if expedited or shipped outside the continental United States.
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Return to content, Footnote 5
Business deposit balances and business credit outstanding balances will be verified one day prior to the last day of your statement cycle.
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Return to content, Footnote 6
Must have a bank account in the U.S. to use Zelle. To send money to a business, a consumer must be enrolled with Zelle through their bank’s mobile app or enrolled in the Zelle app with a deposit account. Businesses are not able to enroll in the Zelle app with a debit card and cannot receive payments from consumers enrolled in the Zelle app using a debit card. Terms and conditions apply. Please refer to the Digital Services Agreement for more information. A fee applies when a Zelle payment is received into a U.S. Bank business account. Zelle® and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
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Return to content, Footnote 7
ATM Transaction Fee. U.S. Bank will assess this fee for each ATM Transaction conducted at the Non-U.S. Bank ATM. Non-U.S. Bank ATMs are defined as any ATM that does not display the U.S. Bank logo in any manner, physically on the ATM or digitally on the screen.
ATM Surcharge. Non-U.S. Bank ATM owners may apply a surcharge fee on ATM transactions at their ATMs.
U.S. Bank participates in MoneyPass®, an ATM surcharge free network. To find MoneyPass® ATM locations, select “Show MoneyPass® ATM Network locations” in the ATM Locator. If you use an ATM that uses the MoneyPass® Network and are charged a surcharge fee, please contact us at 800-USBANKS (872-2657) for a refund of the surcharge fee.
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Return to content, Footnote 8
Transactions are $0.50 each once free transactions are surpassed.
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Return to content, Footnote 9
Transactions are $0.45 each once free transactions are surpassed.
$100 minimum opening deposit.
Other conditions and restrictions may apply. Terms may change without notice.
State Farm and the State Farm logo are registered trademarks of State Farm Mutual Automobile Insurance Company
Deposit products offered by U.S. Bank National Association. Member FDIC.
Equal Housing Lender
U.S. Bank, 800 Nicollet Mall, Minneapolis, MN 55402
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