Make your money work harder
$30 monthly maintenance fee can be waived with just one of these:
- $25,000 average collected balance
- $75,000 combined average collected business deposits and outstanding business credit balances1
All checking accounts come with resources to bank on the go
Mobile & online banking
Set shared access, track balances, view statements, deposit checks easily and more.
Request, receive, send payments with Zelle to your U.S. Bank business checking.6
Manage and pay bills in one secure place with one password.
U.S. Bank Business Visa® Debit Card
Access one of the largest ATM networks in America, including partner ATMs and the MoneyPass® Network.7
Not sure? You’ve got options.
SILVER BUSINESS CHECKING
For new and small businesses that need to save time and money.
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Business deposit balances and business credit outstanding balances will be verified 1 day prior to the last day of your statement cycle.
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Transactions are $0.40 each once free transactions are surpassed.
A Transaction includes deposits and other credits, checks paid and other debits, ACH and deposited items, signature and PIN-based purchases made with a U.S. Bank Business Debit Card. The U.S. Bank Business Debit Card is issued by U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.
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Cash deposit units are calculated by dividing each cash deposit by 100 and rounding the results value to a whole number.
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Discount applicable for first 90 days from business checking account open date and only on business check supplies offered by Deluxe Corporation. Additional shipping fees may apply if expedited or shipped outside the continental United States.
Must have a bank account in the U.S. to use Zelle. To send money to a business, a consumer must be enrolled with Zelle through their bank’s mobile app or enrolled in the Zelle app with a deposit account. Businesses are not able to enroll in the Zelle app with a debit card and cannot receive payments from consumers enrolled in the Zelle app using a debit card. Terms and conditions apply. Please refer to the Digital Services Agreement for more information. A fee applies when a Zelle payment is received into a U.S. Bank business account. Zelle® and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
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ATM Transaction Fee. U.S. Bank will assess this fee for each ATM Transaction conducted at the Non-U.S. Bank ATM. Non-U.S. Bank ATMs are defined as any ATM that does not display the U.S. Bank logo in any manner, physically on the ATM or digitally on the screen.
ATM Surcharge. Non-U.S. Bank ATM owners may apply a surcharge fee on ATM transactions at their ATMs.
U.S. Bank participates in MoneyPass®, an ATM surcharge free network. To find MoneyPass ATM locations, select “Show MoneyPass® ATM Network locations” in the ATM locator. If you use an ATM that uses the MoneyPass® Network and are charged a surcharge fee, please contact us at 800-USBANKS (872-2657) for a refund of the surcharge fee.
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Transactions are $0.50 each once free transactions are surpassed.
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Transactions are $0.45 each once free transactions are surpassed.
$100 minimum opening deposit.
Other conditions and restrictions may apply. Terms may change without notice.
Deposit products offered by U.S. Bank National Association. Member FDIC.
Equal Housing Lender
U.S. Bank, 800 Nicollet Mall, Minneapolis, MN 55402
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