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ANNUAL PERCENTAGE YIELD 3


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Terms and annual percentage yield (APY)

You can deposit between $1,000 and $250,000.2 Annual percentage yield (APY) and interest rates effective mm/dd/yy for County, State (Change)

Term1
in months		 CD amount APY3

Term1
in months		 APY3

How much can you earn?

Simply choose your CD, your opening deposit and your term length. We’ll do the calculating. Annual percentage yield (APY) and interest rates effective mm/dd/yy for County, State (Change)

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Feature

Traditional IRA

Roth IRA

Description

Tax-deferred retirement savings account:

  • No tax on the portion of your income you invest
  • No tax on additional value your investments gain
  • Potential taxes on withdrawals in retirement

Tax-free retirement savings account:

  • Funded with income that has been taxed
  • No tax on additional value your investments gain
  • No taxes on withdrawals in retirement

Eligibility
  • Any age
  • Any age
  • Income thresholds apply

Contribution limits
  • Under age 50: $6,500 per year
  • Over age 50: $7,500 per year
  • Under age 50: $6,500 per year
  • Over age 50: $7,500 per year

Distribution and withdrawals
  • Required minimum distributions start at age 73 (distributions are taxed)
  • Penalty for withdrawals before age 59 ½
  • No required minimum distributions
  • Penalty for withdrawals before age 59 ½
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Retirement CD Special

  • Tax-advantaged

    Depending on the type of IRA you choose, you can grow your money tax-free or tax-deferred.

  • Competitive

    This CD offers our most competitive, promotional rates – and great returns.

  • Guaranteed return

    After you choose the term length and rate that works best for you, that guaranteed rate will last for the duration of your term.1

  • FDIC-insured

    All U.S. Bank CDs are FDIC-insured to the maximum permitted by law.

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