Your Monthly Maintenance Fee may be waived.

Meet any one of the following criteria and we’ll waive the $4 Monthly Maintenance Fee:

  • You maintain a $300 minimum daily ledger balance1
  • You have a $1,000 average monthly collected balance2
  • The account is held jointly with a minor (under age 18)3

As a State Farm Alliance customer, open a U.S. Bank Smartly™ Checking account and you are automatically enrolled into the
Primary tier of U.S. Bank Smart Rewards™ and earn an interest rate lift on your Standard Savings account.

Note: APY is the effective annual rate of return, taking into account the effect of compounding interest.

Today’s Savings rates

Annual Percentage Yield (APY) and interest rates effective mm/dd/yy for County, State (Change)

Daily balance4 APY Interest rate
Tiers APY Interest rate

Benefits for all U.S. Bank savings accounts

Open any U.S. Bank savings account and enjoy the following benefits:

  • $0 ATM transaction and surcharge fees at U.S. Bank and MoneyPass® Network ATMs 
  • $0 overdraft protection transfers: Get automatic coverage of negative checking balances when you link your savings account to your checking account.
  • Account alerts: set up email or text message reminders about low balances, transfers and other important activity5
  • Automated savings options: Link your savings account to another U.S. Bank account and set up recurring transfers
  • E-statements: Quickly access your savings account statements online anytime. They’re automatically archived, and they’re free.

For more information on features and pricing, check out the State Farm Addendum Consumer Pricing Information (PDF) and Your Deposit Account Agreement

You deserve the best.

More than one million customers have given the U.S. Bank Mobile App an overall rating of five stars.

Industry experts ranked us #1 for:

  • Best mobile app6
  • Best digital mortgage tools7
  • Best customer service features8
  • Best mobile check deposit9