State Farm® Business Cash Rewards Visa Signature® Card

Enjoy more cash back

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This card and all its rewards and benefits are provided through U.S. Bank.

State Farm® Business Cash Rewards Visa Signature® Card

Enjoy more cash back

Use your State Farm® Business Cash Rewards Visa Signature® Card for your business purchases and watch your cash back add up fast. Your eligible purchases will earn you:

3% cash back

On insurance premium payments, up to $4,000 spent annually.1

3% cash back

At gas stations and electric vehicle charging stations (transactions $200 or less), cell phone service providers, office supply stores and on dining.

1% cash back

On all other eligible purchases.

$100 software credit

Receive a $100 credit to your account after 11 consecutive months of eligible software service subscription purchases.2

Redeem cash back anytime – it’s easy

Redeem your cash back anytime in the online Rewards Center ($25 minimum redemption).

Direct deposit

A deposit can be made to your U.S. Bank checking or savings account.

Statement credit

Redeem your cash rewards as a credit applied to your account balances.

U.S. Bank Visa® Rewards Card

U.S. Bank Visa® Rewards Cards are welcome everywhere Visa debit cards are accepted.3

Real-time rewards

Receive a text instantly to use cash back rewards for nearly any purchase. Register for Real-time Rewards in the Rewards Center.4

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Additional benefits

Auto deductible reimbursement

Cut down on unexpected expenses. You can get reimbursed up to $200 of your auto policy deductible when you experience a covered loss, if you make a minimum of 8 net purchases in the prior month.5

Cell phone protection

Receive up to $600 of annual coverage for damage or theft when you pay your monthly cell phone bill with your card.6

Personal identity theft

Personal Identity Theft provides reimbursement for covered expenses you incur to restore your identity.6

Purchase security

Safeguard your new item against theft or damage for the first 90 days from the date of purchase with Purchase Security, available when you pay with your card.6

Travel and emergency assistance

Enjoy your trip knowing you’re backed by a wide range of emergency services available whenever and wherever you need them – 24 hours a day, 365 days a year.6

Auto rental collision damage waiver

Count on built-in auto rental coverage. Save money by saying no at the counter – rent with your card and get built-in Auto Rental Coverage.6

Roadside Dispatch®

Get convenient towing and locksmith referral services in the United States and Canada – available 24 hours a day, 7 days a week.6

Extended warranty

Enjoy convenient features like warranty registration and receive double the time period of the original manufacturer’s written U.S. repair warranty.6

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Disclosures

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.

The creditor and issuer of this credit card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc. State Farm and the State Farm logo are registered trademarks of State Farm Mutual Automobile Insurance Company.

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  1. Some restrictions may apply. For program rules and details, refer to the Cardmember Agreement or log in to your account at usbank.com and click on Rewards & Benefits.

  2. An automatic statement credit of $100 per 12-month period will be applied to your State Farm Business Cash Rewards Account within two (2) statement billing cycles following 11 consecutive months of eligible software service purchases made directly with a software service provider. Eligible software service providers are identified by their Merchant Category Code (MCC) and purchases made at discount/retail stores or online retailers may not qualify. We do not determine the category codes that merchants choose and reserve the right to determine which Purchases qualify. We reserve the right to adjust or reverse any portion or all of any software services credit for unauthorized purchases or transaction credits. Account must be in good standing (open and able to use) to receive the credit. 

  3. The U.S. Bank Rewards Card cannot be reloaded with additional funds, nor can it be used at an ATM. No cash access. Terms and conditions, including fees, apply. The Rewards Card is issued by U.S. Bank National Association pursuant to a license from Visa U.S.A. Inc.

  4. When you use our Real-Time Rewards program, we will send you text messages after you make credit card purchases. You will only receive text messages for credit card purchases made within your selected categories. After you receive the text message, you must reply "REDEEM" to redeem rewards for statement credits. For purchases which include a gratuity, fees or estimated taxes, the statement credit may not equal your final purchase amount. The credit to your Account statement will be processed within three business days and will appear on your next Account billing statement. Participating categories exclude gas stations and restaurants. Available only for transactions with U.S. merchants. For text messages, standard messaging charges apply through your mobile carrier. Check with your carrier for specific fees and charges.

  5. Certain terms, conditions and exclusions apply. In order for coverage to apply, you must use your covered State Farm Credit Card to secure 8 or more separate net purchases (number of purchase transactions minus number of credits and returns, including partial returns) on your covered card in the calendar month immediately preceding the loss. The covered vehicle must be registered in you or your family member's name and must be legally operated by you or your family member at the time of the loss. Upon approval, please refer to your Guide to Benefits for further details and full terms and conditions.

  6. Certain terms, conditions and exclusions apply. In order for coverage to apply for Purchase Security, you must use your covered State Farm Credit Card to secure transactions. In order for coverage to apply for Cell Phone Protection, you must pay your eligible cellular wireless bill with your covered State Farm Credit Card. Please refer to your Guide to Benefits for further details and full terms and conditions.

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