Platinum Select Money Market Savings account benefits
No monthly maintenance fees
Grow your savings faster with no monthly maintenance fee.
Save money and watch it grow by earning interest on your account balance
Benefits for all U.S. Bank savings accounts
Mobile and online banking
Secure access to your account makes it easy to stay in control of your finances, whenever you are online.
Free. Efficient. Secure. e-statements get the important information to you in a quick and secure way. You don't have to wait for U.S. Mail and you don't have to worry about the statement getting lost or stolen. Best of all, e-statements are free.
No ATM Transaction fees at U.S. Bank ATMs
As a U.S. Bank customer, you have access to one of the largest ATM networks in America.
Overdraft protection option
Your savings account can be used as Overdraft Protection for a U.S. Bank Checking account.
Receive email or text message reminders about important activity that you request.2
Get an account.
Minimum opening deposit
Get started with as little as $25.
Terms and conditions
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Platinum Select Money Market Savings eligibility – A U.S. Bank Platinum Select Money Market Savings account requires you to maintain an open U.S. Bank Platinum Checking Package with at least one common account holder on each account. The Platinum Select Money Market Savings account will be converted to a U.S. Bank Standard Savings account if the associated Platinum Checking Package is closed or transferred to a different non-qualifying product. If a Silver or Gold Checking Package also exists, the Platinum Select Money Market Savings account will be converted to a Package Money Market Savings account. NOTE: As of February 11, 2019, the Silver Checking Package is no longer offered.
Return to content, Footnote 2
Account Alerts – For text alerts, standard messaging charges apply through your mobile carrier and message frequency depends on account settings.
*You must maintain the minimum balance needed for each tier in order to earn the Annual Percentage Yield (APY) disclosed. All rates and APYs are subject to change after the account is opened. Fees could reduce earnings on the account. Interest rates currently offered on applicable deposit accounts are determined at the bank's discretion and may change daily. We use the daily balance method to calculate interest on all deposit accounts. This method applies a daily periodic rate to the principal in the account each day. Interest on your check deposit begins to accrue on the business day we receive credit for your applicable deposit accounts. Interest will be compounded daily and credited to your account monthly for all savings accounts, except Standard Savings, which is paid quarterly. If you close your account before interest is credited you will not receive the accrued interest.
Deposit products are offered by U.S. Bank National Association. Member FDIC.