Package Money Market Savings account benefits
No monthly maintenance fee
Grow your savings faster with no monthly maintenance fee.
Save money and watch it grow by earning interest on your account balance
Benefits for all U.S. Bank savings accounts
Mobile and online banking
Secure access to your account makes it easy to stay in control of your finances, wherever you are online.
Automated savings options
Set up recurring transfers to your savings account from another U.S. Bank account, and see your savings grow.
Statements for savings accounts are archived automatically online for fast access anytime – and best of all, they’re free.
No ATM Transaction fees at U.S. Bank ATMs
As a U.S. Bank customer, you have access to one of the largest ATM networks in America.
Overdraft protection option
Your savings account can be linked to your checking account to provide automatic coverage of negative checking balances.
Custom account alerts
You can set up email or text message reminders about transfers, low balances and other important activity on your account.2
Get an account.
- $25 minimum opening deposit
- $0 monthly maintenance fee
Pricing and features
For more detailed information, see State Farm Addendum and Consumer Pricing Information and Your Deposit Account Agreement (PDF).
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Package Money Market Savings eligibility – A U.S. Bank Package Money Market Savings account requires you to maintain an open U.S. Bank Silver or Gold Checking Package with at least one common account holder on each account. The Package Money Market Savings account will be converted to a U.S. Bank Standard Savings account if the associated Silver or Gold Checking Package is closed or transferred to a different non-qualifying product. NOTE: As of February 11, 2019, the Silver Checking Package will no longer be offered.
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Account Alerts – For text alerts, standard messaging charges apply through your mobile carrier and message frequency depends on account settings.
*You must maintain the minimum balance needed for each tier in order to earn the Annual Percentage Yield (APY) disclosed. All rates and APYs are subject to change after the account is opened. Fees could reduce earnings on the account. Interest rates currently offered on applicable deposit accounts are determined at the bank's discretion and may change daily. We use the daily balance method to calculate interest on all deposit accounts. This method applies a daily periodic rate to the principal in the account each day. Interest on your check deposit begins to accrue on the business day we receive credit for your applicable deposit accounts. Interest will be compounded daily and credited to your account monthly for all savings accounts, except Standard Savings, which is paid quarterly. If you close your account before interest is credited you will not receive the accrued interest.
Deposit products are offered by U.S. Bank National Association. Member FDIC.