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Featured credit card offers

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The Edward Jones Triple Rewards World Elite credit card

Bonus 15,000 Loyalty Points®

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The Edward Jones® Flex Balance Mastercard.

Low intro APR

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The Edward Jones® World Elite Mastercard.

Bonus 20,000 Loyalty Points®

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EDWARD JONES® EVERYDAY SOLUTIONS TRIPLE REWARDS WORLD ELITE MASTERCARD®

Earn 15,000 Loyalty Points®

EDWARD JONES® EVERYDAY SOLUTIONS TRIPLE REWARDS WORLD ELITE MASTERCARD®

Earn 15,000 Loyalty Points®

when you spend $1,500 within 90 days of opening your account.1

Earn 3 Loyalty Points

per net $1 spent in your top three spending categories.2

Earn 5 Loyalty Points

per net $1 spent on travel booked through the Rewards Center.2

Earn 1 Loyalty Point

on every other eligible net $1 spent.2

Redeem Rewards3

Use Edward Jones Loyalty Invest™ to turn Loyalty Points into investments.

Maximize your rewards – easy & automatic

$0 Annual Fee*

$0 Foreign Transaction Fees*

EDWARD JONES® EVERYDAY SOLUTIONS FLEX BALANCE MASTERCARD®

Low introductory APR

EDWARD JONES® EVERYDAY SOLUTIONS FLEX BALANCE MASTERCARD®

Low introductory APR

for 15 billing cycles

Low intro APR

Receive a 0% introductory APR** on purchases and balance transfers1 for 15 billing cycles. After that, a variable APR, currently $.

Earn 4 Loyalty Points

per net $1 spent on travel booked through the Rewards Center.4

$20 annual statement credit

for 11 consecutive months of purchases.6

$0 fee U.S. Bank ExtendPay® Plan, annually

3-month $0 ExtendPay Plan offer each calendar year.5

Manage large purchases with a low intro APR

$0 Annual Fee**

$0 Foreign Transaction Fees**

EDWARD JONES® EVERYDAY SOLUTIONS BUSINESS WORLD ELITE MASTERCARD®

Earn 20,000 Loyalty Points

EDWARD JONES® EVERYDAY SOLUTIONS BUSINESS WORLD ELITE MASTERCARD®

Earn 20,000 Loyalty Points

when you spend $1,500 within 90 days of opening your account.8

Earn 2 Loyalty Points

per eligible net $1 spent.7

Earn 6 Loyalty Points

per net $1 spent on travel booked through the Rewards Center.7

Low intro APR

Receive a 0% introductory APR*** on purchases for 12 billing cycles. After that, a variable APR, currently $.

Redeem Rewards3

Turn Loyalty Points into investments with Edward Jones Loyalty Invest.™

Manage large purchases with a low intro APR $0 Annual Fee***

$0 Foreign Transaction Fees***

Frequently asked questions

Credit score requirements vary by product. In general, the Edward Jones Mastercard credit card is for established credit with a credit score in the good to excellent range.

A credit card allows you to borrow money, with the intention you'll pay back the lender (your bank) later. While it sounds simple, credit can get complex. Credit cards offer you a line of credit that can be used to make purchases, balance transfers and/or cash advances and allow you to pay back the amount you borrowed over time. When using a credit card, you may pay the full balance each month; if you don't, you will need to make at least the minimum payment every month by the due date to avoid late fees and avoid lowering your credit score. If the full balance for purchases is not paid off, interest charges will be applied. Interest charges will be applied from the date of the transaction for balance transfers and cash advances, even if you pay the balance in full.

Here are two things you can do to build and maintain good credit: 1) Consistently pay your bill on time. 2) Stay below your credit limit.

Yes. The credit cards offer contactless chip technology that allow for enhanced security and touch-free payments at the millions of retail store locations that accept contactless payments.

U.S. Bank-issued Edward Jones Mastercard credit cards offer competitive interest rates, allowing you to choose a credit card that fits your lifestyle.

Card member agreement
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Disclosures

U.S. Bank may change APRs, fees, and other account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

*The APR may vary and the APR for Purchases and Balance Transfers is $ to $, (based on your creditworthiness). The variable APR for Cash Advances is $. Cash Advance fee: 5% of each advance amount, $10 minimum. Convenience Check fee: 5% of each check amount, $5 minimum. Cash Equivalent fee: 5% of each cash amount, $10 minimum. Balance Transfer fee: 5% of each transfer amount, $5 minimum. There is a $1 minimum interest charge where interest is due. The annual fee is $0. Foreign Transaction fee: 0% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars and each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. U.S. Bank ExtendPay® Fees: A monthly fee not to exceed 1.6% of the original principal amount in a U.S. Bank ExtendPay® Plan or U.S. Bank ExtendPay® Loan. This fixed fee is disclosed upon enrollment and charged each month that you owe the applicable ExtendPay® balance. ExtendPay® Fees are calculated based upon the original principal amount, Purchase APR, and other factors. When you make a payment, the amount up to your Minimum Payment is applied first to the monthly payment obligation for ExtendPay® Plans and ExtendPay® Loans if any, and then to non-Fixed Payment Program balances in the order of the lowest to highest APR. Any amount over your Minimum Payment is applied to non-Fixed Payment Program balances in the order of highest to lowest APR.

**The 0% introductory APR applies to purchases and is valid for the first 15 billing cycles. The 0% introductory APR applies to balance transfers made within 60 days of account opening and is valid for the first 15 billing cycles. Thereafter the APR may vary and the undiscounted variable APR for Purchases and Balance Transfers is $, (based on your creditworthiness). The introductory rate does not apply to cash advances. The variable APR for Cash Advances is $. Cash Advance fee: 5% of each advance amount, $10 minimum. Convenience Check fee: 5% of each check amount, $5 minimum. Cash Equivalent fee: 5% of each cash amount, $10 minimum. Balance Transfer fee: 5% of each transfer amount, $5 minimum. There is a $1 minimum interest charge where interest is due. The annual fee is $0. Foreign Transaction fee: 0% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars and each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. U.S. Bank ExtendPay® Fees: A monthly fee not to exceed 1.6% of the original principal amount in a U.S. Bank ExtendPay® Plan or U.S. Bank ExtendPay® Loan. This fixed fee is disclosed upon enrollment and charged each month that you owe the applicable ExtendPay® balance. ExtendPay® Fees are calculated based upon the original principal amount, Purchase APR, and other factors. When you make a payment, the amount up to your Minimum Payment is applied first to the monthly payment obligation for ExtendPay® Plans and ExtendPay® Loans if any, and then to non-Fixed Payment Program balances in the order of the lowest to highest APR. Any amount over your Minimum Payment is applied to non-Fixed Payment Program balances in the order of highest to lowest APR.

***The 0% introductory APR applies to purchases and is valid for the first 12 billing cycles. Thereafter, the APR may vary and the undiscounted variable APR for Purchases and Balance Transfers is $ (based on your creditworthiness). The introductory rate does not apply to balance transfers or cash advances. The variable APR for Cash Advances is $. Cash Advance fee: 5% of each advance amount, $10 minimum. Convenience Check fee: 5% of each check amount, $5 minimum. Cash Equivalent fee: 5% of each cash amount, $10 minimum. Balance Transfer fee: 5% of each transfer amount, $5 minimum. There is a $1 minimum interest charge where interest is due. The annual fee is $0. Foreign Transaction fee: 0% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars and each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. The variable Penalty APR is $. The introductory rate will end early and increase to the APR for Purchases and Balance Transfers or to a Penalty Rate APR if you make a late payment, make a payment that is returned, or your account exceeds its credit limit. Should you choose to change your billing structure during the introductory period, the introductory rate may be forfeited, and the standard purchase APR applied to the remaining balance. We apply your payments to balances with lower APRs first.

† Balance transfer transactions from other U.S. Bank National Association or Edward Jones accounts are not permitted. You may cancel a balance transfer request within 10 days of account opening by calling 866-874-6711. After 10 days from account opening, requests to stop payment on Balance Transfer Check(s) issued by U.S. Bank shall not be honored unless the check(s) has been stolen, lost or destroyed.

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  1. In order to be eligible for the one-time 15,000 Loyalty Points bonus, you must spend at least $1,500 in eligible Net Purchases within 90 days of account opening. Net Purchases are purchases minus credits and returns. Your $1,500 in eligible Net Purchases must post to your account during the promotion period. The date that a transaction is made may not be the same date that a transaction posts to your account, and we cannot control when a merchant submits a transaction to be posted to your account. Please allow 1-2 billing cycles after you have met the spend requirement for your bonus to be credited to your rewards balance. Existing and previous Triple Rewards Mastercard Accounts do not qualify for this one time bonus. This offer may not be combined with any other bonus offer. Offer is subject to credit approval.

  2. Cardmembers will earn 1 Loyalty Point for every $1 spent in Net Purchases. Net Purchases are purchases minus credits and returns. Not all transactions are considered to be Purchases and eligible to earn rewards, such as transactions posting as Convenience Checks; Balance Transfers; Advances (including ATM withdrawals, wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, and lottery tickets); interest charges and fees; credit insurance premiums; and transactions to (i) fund certain prepaid card products, (ii) buy currency from the U.S. Mint, or (iii) buy cash convertible items.

    You will earn 2 additional (3 total) Loyalty Points for every $1 spent in Eligible Net Purchases in the top three categories of spend each month excluding Purchases made at Amazon and discount stores/supercenters such as Target and Walmart. Each merchant's business is identified by a category code established by Mastercard. We do not determine the category codes applied to merchants' businesses and reserve the right to determine which purchases qualify for additional Loyalty Points. Please refer to your Cardmember Agreement for additional information.

    You will earn 5 Loyalty Points for every $1 spent in Eligible Net Purchases on prepaid reservations in the Travel Rewards Center using your Triple Rewards Card.

    Account must be open and in good standing (not past due or overlimit) to earn and redeem rewards and benefits. Loyalty Points will expire 5 years from the end of the calendar quarter in which they were earned.

  3. Maximum value applies to Loyalty Points® redeemed for a deposit into an eligible Edward Jones Account. The redemption value may be different if you choose to redeem your Loyalty Points for other rewards such as travel, merchandise, gift cards, and/or statement credit. Other restrictions apply. Establishment or ownership of a U.S. Bank deposit account or other relationship with U.S. Bank is not required to be eligible to use Loyalty Points to obtain any rewards offered under the credit card program. Minimum redemption amounts may vary and are subject to change without notice.

  4. Cardmembers will earn 4 Loyalty Points® for every $1 spent in eligible Net Purchases spent on prepaid reservations in the Travel Rewards Center using your Flex Balance Mastercard. Net Purchases are purchases minus credits and returns. Not all transactions are considered to be Purchases and eligible to earn rewards, such as transactions posting as Convenience Checks; Balance Transfers; Advances (including ATM withdrawals, wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, and lottery tickets); interest charges and fees; credit insurance premiums; and transactions to (i) fund certain prepaid card products, (ii) buy currency from the U.S. Mint, or (iii) buy cash convertible items. Account must be open and in good standing (not past due or overlimit) to earn and redeem rewards and benefits. Loyalty Points will expire 5 years from the end of the calendar quarter in which they were earned.

  5. Account must be in good standing and meet eligibility requirements to receive the $0 fee U.S. Bank ExtendPay® Plan each calendar year. This offer will be available within 2 months after the introductory purchase APR offer expires. Eligibility is determined monthly. You may designate up to 50% of your credit card line ($100 minimum) in eligible credit card purchases. Only purchase balances are eligible for ExtendPay Plans. Transactions identified as Advances, Balance Transfers or promotional rate Purchases (as defined in your Cardmember Agreement), and any interest or fees, do not apply.

  6. An automatic statement credit of $20 per 12-month period will be applied to your Flex Balance Mastercard Account within 2 statement billing cycles following 11 consecutive calendar months of purchases, if the Account is in open and in good standing (not past due or over limit). We reserve the right to adjust or reverse any portion or all of any credit for unauthorized purchases or transaction credits.

  7. Cardmembers will earn 2 Loyalty Points® for every $1 spent in Eligibe Net Purchases. Net Purchases are purchases minus credits and returns. You will earn 6 Loyalty Points for every $1 spent in Eligible Net Purchases on prepaid reservations in the Travel Rewards Center using your Edward Jones Business Mastercard. Not all transactions are considered to be Purchases and eligible to earn rewards, such as transactions posting as Convenience Checks; Balance Transfers; Advances (including ATM withdrawals, wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, and lottery tickets); interest charges and fees; credit insurance premiums; and transactions to (i) fund certain prepaid card products, (ii) buy currency from the U.S. Mint, or (iii) buy cash convertible items. Account must be open and in good standing (not past due or overlimit) to earn and redeem rewards and benefits. Loyalty Points will expire 5 years from the end of the calendar quarter in which they were earned.

  8. In order to be eligible for the one-time 20,000 Loyalty Points bonus, you must spend at least $1,500 in Eligible Net Purchases using the Account Owner's Card within 90 days of account opening. The Account Owner's Card is the card assigned to the initial applicant of the account and would not include cards used by authorized employees. Net purchases are purchases minus credits and returns. Your $1,500 in eligible Net Purchases must post to your account during the promotion period. The date that a transaction is made may not be the same date that a transaction posts to your account, and we cannot control when a merchant submits a transaction to be posted to your account. Not all transactions are considered to be Purchases and eligible to earn rewards, such as transactions posting as Convenience Checks; Balance Transfers; Advances (including ATM withdrawals, wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, and lottery tickets); interest charges and fees; credit insurance premiums; and transactions to (i) fund certain prepaid card products, (ii) buy currency from the U.S. Mint, or (iii) buy cash convertible items. Please allow 1-2 billing cycles after you have met the spend requirement for your bonus to be credited to your rewards balance. Existing and previous Business Mastercard Accounts do not qualify for this one time bonus. This offer may not be combined with any other bonus offer. Offer is subject to credit approval.

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The creditor and issuer of Edward Jones Mastercard credit cards is U.S. Bank National Association, pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Edward Jones Compensation and Fees

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