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Edward Jones® Everyday Solutions Business World Elite Mastercard®

Bonus 20,000 Loyalty Points®

worth up to $200

Edward Jones® Everyday Solutions Business World Elite Mastercard®

Bonus 20,000 Loyalty Points®

worth up to $200

20,000 Loyalty Points

Earn 20,000 Loyalty Points after spending $1,500 within 90 days of opening your account.1

2 Loyalty Points

Earn 2 Loyalty Points on every $1 spent on eligible net purchases. Plus, 6 Loyalty Points per net $1 spent on travel booked through the Rewards Center.2

Low intro APR

Receive a 0% introductory APR*** on purchases for 12 billing cycles. After that, a variable APR, currently $

$0 Annual fee

Enjoy all the benefits with no annual fee plus $0 foreign transaction fees.

Additional benefits

Redemption Options

Turn Loyalty Points into investments with Edward Jones Loyalty Invest.™ Or redeem for a statement credit, merchandise, travel and more.3

Mastercard ID Theft Protection™

24/7 Mastercard ID Theft Protection to detect potential fraud, alert you of suspicious activity and resolve identity threats.4

Zero Fraud Liability Protection

You can be reimbursed for fraud losses due to unauthorized use of your account.5

Extended Warranty

Doubles the original manufacturer's (or store brand's) warranty up to a maximum of 24 months on eligible items you purchase with your card.6

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Frequently asked questions

Credit score requirements vary by product. In general, the Edward Jones Mastercard credit card is for established credit with a credit score in the good to excellent range.

A credit card allows you to borrow money, with the intention you’ll pay back the lender (your bank) later. While it sounds simple, credit can get complex. Credit cards offer you a line of credit that can be used to make purchases, balance transfers and/or cash advances and allow you to pay back the amount you borrowed over time. When using a credit card, you may pay the full balance each month; if you don’t, you will need to make at least the minimum payment every month by the due date to avoid late fees and avoid lowering your credit score. If the full balance for purchases is not paid off, interest charges will be applied. Interest charges will be applied from the date of the transaction for balance transfers and cash advances, even if you pay the balance in full.

Here are two things you can do to build and maintain good credit: 1) Consistently pay your bill on time. 2) Stay below your credit limit.

Yes. The credit cards offer contactless chip technology that allows for enhanced security and touch-free payments at the millions of retail store locations that accept contactless payments.

U.S. Bank-issued Edward Jones Mastercard credit cards offer competitive interest rates, allowing you to choose a credit card that fits your lifestyle.

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Disclosures

U.S. Bank may change APRs, fees, and other account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

***The 0% introductory APR applies to purchases and is valid for the first 12 billing cycles. Thereafter, the APR may vary and the undiscounted variable APR for Purchases and Balance Transfers is $ (based on your creditworthiness). The introductory rate does not apply to balance transfers or cash advances. The variable APR for Cash Advances is $. Cash Advance fee: 5% of each advance amount, $10 minimum. Convenience Check fee: 5% of each check amount, $5 minimum. Cash Equivalent fee: 5% of each cash amount, $10 minimum. Balance Transfer fee: 5% of each transfer amount, $5 minimum. There is a $1 minimum interest charge where interest is due. The annual fee is $0. Foreign Transaction fee: 0% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars and each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. The variable Penalty APR is $. The introductory rate will end early and increase to the APR for Purchases and Balance Transfers or to a Penalty Rate APR if you make a late payment, make a payment that is returned, or your account exceeds its credit limit. Should you choose to change your billing structure during the introductory period, the introductory rate may be forfeited, and the standard purchase APR applied to the remaining balance. We apply your payments to balances with lower APRs first.

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  1. In order to be eligible for the one-time 20,000 Loyalty Points bonus, you must spend at least $1,500 in Eligible Net Purchases using the Account Owner's Card within 90 days of account opening. The Account Owner's Card is the card assigned to the initial applicant of the account and would not include cards used by authorized employees. Net purchases are purchases minus credits and returns. Your $1,500 in eligible Net Purchases must post to your account during the promotion period. The date that a transaction is made may not be the same date that a transaction posts to your account, and we cannot control when a merchant submits a transaction to be posted to your account. Not all transactions are considered to be Purchases and eligible to earn rewards, such as transactions posting as Convenience Checks; Balance Transfers; Advances (including ATM withdrawals, wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, and lottery tickets); interest charges and fees; credit insurance premiums; and transactions to (i) fund certain prepaid card products, (ii) buy currency from the U.S. Mint, or (iii) buy cash convertible items. Please allow 1-2 billing cycles after you have met the spend requirement for your bonus to be credited to your rewards balance. Existing and previous Business Mastercard Accounts do not qualify for this one time bonus. This offer may not be combined with any other bonus offer. Offer is subject to credit approval.

  2. Cardmembers will earn 2 Loyalty Points® for every $1 spent in Eligibe Net Purchases. Net Purchases are purchases minus credits and returns. You will earn 6 Loyalty Points for every $1 spent in Eligible Net Purchases on prepaid reservations in the Travel Rewards Center using your Edward Jones Business Mastercard. Not all transactions are considered to be Purchases and eligible to earn rewards, such as transactions posting as Convenience Checks; Balance Transfers; Advances (including ATM withdrawals, wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, and lottery tickets); interest charges and fees; credit insurance premiums; and transactions to (i) fund certain prepaid card products, (ii) buy currency from the U.S. Mint, or (iii) buy cash convertible items. Account must be open and in good standing (not past due or overlimit) to earn and redeem rewards and benefits. Loyalty Points will expire 5 years from the end of the calendar quarter in which they were earned.

  3. Maximum value applies to Loyalty Points® redeemed for a deposit into an eligible Edward Jones Account. The redemption value may be different if you choose to redeem your Loyalty Points for other rewards such as travel, merchandise, gift cards, and/or statement credit. Other restrictions apply. Establishment or ownership of a U.S. Bank deposit account or other relationship with U.S. Bank is not required to be eligible to use Loyalty Points to obtain any rewards offered under the credit card program. Minimum redemption amounts may vary and are subject to change without notice.

  4. Certain terms, conditions and exclusions apply. Cardholders need to register for this service. This service is provided by Iris® Powered by Generali. Please refer to mycardgtb.com/ejbusiness to view your Guide to Benefits for details or call 1-800-MASTERCARD.

  5. These are summary descriptions only. Certain terms, conditions and exclusions apply. To learn more about Zero Liability, visit mastercard.us/zeroliability. Contact your issuing financial institution for complete coverage terms and conditions or call 1.800.MASTERCARD (1.800.627.8372) for assistance. Applicable to U.S. cardholders only. Cardmember must notify U.S. Bank promptly of any unauthorized use.

  6. Benefits are subject to terms, conditions and limitations, including limitations on the amount of coverage. Coverage is provided by New Hampshire Insurance Company, an AIG company. Policy provides secondary coverage only. Please refer to mycardgtb.com/ejbusiness to view the Guide to Benefits for further card benefit details including full terms and conditions.

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The creditor and issuer of Edward Jones Mastercard credit cards is U.S. Bank National Association, pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Edward Jones Compensation and Fees

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