Platinum Checking Package details

Monthly maintenance fee

$0 or $24.95

How to waive the monthly maintenance fee

Your monthly fee can be waived if one of the following applies to you:

  • You have $25,000 in combined personal deposit or credit balances1 with U.S. Bank, and/or investments* through U.S. Bancorp Investments.
  • You have a personal trust relationship with U.S. Bank Wealth Management.

Today’s rates

Annual percentage yield (APY) and interest rates effective mm/dd/yy for County, State (Change)

Daily balance2 APY Interest rate

Platinum Checking Package benefits

ATM Transactions

No ATM Transaction fees on Non-U.S. Bank ATM Transactions3

Pays interest4

This interest-bearing checking account helps you get the most out of your money.

No-fee overdraft protection transfers

Pay no fees for overdraft protection transfers.

Basic banking must-haves

Enjoy a U.S. Bank Visa® Debit Card, online and mobile banking with mobile check deposit,5 bill pay and more.

Waived paper statement fees

Pay no fees6 for copies of checks and paper statements.7 Plus, get a safe deposit box at half of the annual fee.

Personal check discounts

Get your initial box of U.S. Bank logo checks free, or enjoy a 50% discount on all other personal designs, with a 50% discount on any re-orders (U.S. Bank logo or personal).8

Family member accounts

Get additional Easy Checking accounts with no monthly maintenance fee.9

Benefits beyond checking

Eligibility to save on closing costs

Take 0.25% of your new first mortgage loan amount and deduct it from the closing costs, up to a maximum of $1,000.10 You may be eligible for this Customer Credit with a U.S. Bank Personal Checking Package, or with an existing first mortgage with U.S. Bank.11

Exclusives for Platinum Checking customers

For more information on features and pricing, check out:

Our online application process is fast and secure.

You can open a checking account online in minutes with confidence. We use the strongest available 128-bit encryption to protect any information you send.