Easy Checking details

For State Farm customers

  • $0 maintenance fee for the first 12 months1
  • $0 ATM Transaction Fee for first Non-U.S. Bank ATM Transaction per statement period2
  • Free initial box of U.S. Bank logo checks or –
    50% discount on initial box of personal check designs
  • 50% off check reorders

Monthly maintenance fee after the first 12 months

$0 or $6.95

How to waive the monthly maintenance fee

There are three ways to waive the monthly maintenance fee for this account:

  • Your combined monthly direct deposits total $1,000 or more
  • You keep an average account balance3 of $1,500
  • You are age 65 or greater

Other fees

A $2 paper statement fee4 applies unless the account is enrolled in e-statements. The $2 paper statement fee is waived for account holders age 65 or greater.

Easy Checking benefits

Basic banking must-haves

Enjoy a U.S. Bank Visa® Debit Card, online and mobile banking with mobile check deposit,5 bill pay and more.

No-fee overdraft protection transfers

Pay no fees for overdraft protection transfers made from a linked deposit account (U.S. Bank consumer savings account, money market or a secondary checking account).6

Overdraft Protection Transfer Fees apply when transfers are made from a linked credit account (U.S. Bank Reserve Line of Credit, U.S. Bank Credit Card, U.S. Bank Personal Line of Credit, U.S Bank Home Equity Line of Credit and other U.S. Bank lines of Credit).

For more information on features and pricing, check out:

Our online application process is fast and secure.

You can open a checking account online in minutes with confidence. We use the strongest available 128-bit encryption to protect any information you send.